You love your home, the location is great, schools are
  wonderful, but there are some interior changes you would like to make.  However, it costs money. 
Here are some things to consider when budgeting for a

  1. Don’t   
      try to do everything at once.  Do 
        small projects one at a time.

  2. Set    
    aside a specific amount of money every month for your remodel. 
    Maybe that Christmas Bonus and a few     months of spending less, eating
    in more will go a long way.

  3. Talk    
    to your contractor.  They may be
    able     to work with you on payment options and they do get materials at a less
         price than the general public.

  4. Talk    
    to the bank.  The bank may be able 
        to provide a short term loan, or you can use equity in your home at a low    

Overall, remodeling can be stressful because of the time
and money put into the project. 
Don’t settle though because of money.  If you can’t do what you want because
of money, wait until you can.  
Also, it’s very important to choose a remodeling company that you can
trust who will walk you through the project and give you regular updates.  Also, it’s good just to have a company
where the project manager is easy to approach and talk to. 
Never be afraid to ask questions and ask for referrals.

Xcalibur Remodeling